Holly Chubb (28), a logistics coordinator for a TV broadcaster was really keen to buy her own home when she saw the shared ownership apartments at Hartham Place, a development in Ware, Hertford by Network Homes on the Share to Buy website.
“I guess I’m your typical first-time buyer,” says Holly. “I had been living with my parents (at the family home in Ware) but I just felt as though I was at a stage of life where I needed my own space,” she says.
So she saved up as much money as she could, while a promotion at work also helped to strengthen her financial position. Holly bought a 40% share of her apartment worth £92,000 (full market value 230,000).
“I really like having a place to call my own and not having to worry about disturbing my parents. I love cooking for myself as well as hosting dinner parties for my friends. It’s great.”
The development’s proximity to fast transport links into London was a major selling point, as was the apartment’s generous size.
“The apartment has more than enough space, is very modern and comes with integrated appliances, which has been a real money-saver” says Holly. “The fitted wardrobes in the bedroom is also a very attractive feature.
Holly’s quality of life has improved greatly since the move.
“I can’t believe I live in such a nice apartment! I am definitely happy with my living situation and think it is very suited to this stage of my life it is great to have something to call my own.”
“Shared ownership is brilliant,” adds Holly. “The whole process was very smooth there were no hiccups at all. I wouldn’t have been able to get on the property ladder otherwise especially in such a nice area.”