Explore Shared Ownership

Shared Ownership is the scheme that helps first-time buyers get on the property ladder. Every year, we dedicate a week to raise awareness about the scheme and take you on the journey with first time buyers looking to buy a share of their own home. 

Stay tuned to find out what we have in store for 2024.  

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The Property Pod

The Property Pod speaks to experts across the industry, who help to demystify Shared Ownership, mortgages, finances and staircasing,
and sit down with real people who have found their first homes through the scheme.

Latest Shared Ownership
news & articles

Learn more about Share Ownership and its impact on people and the industry by reading some of our real-life stories or latest news articles.

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Real stories from
Shared Ownership buyers

Discover real life stories of how people have fast-tracked the games and got two feet on the property ladder.

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Frequently asked questions

As a home-buying newbie, your mind is probably racing with various questions about the process. For starters, what does Shared Ownership even mean? Don’t panic – we might have the answers you need.

What properties are for sale with shared ownership?

Shared Ownership provides some of the very best new build properties in the market today.

You have a choice to either buy a new build house or apartment, or you can buy what is called a ‘resales’ unit from an existing homeowner, who is looking to sell their home through the housing association that they originally bought it from.

For the largest list of properties available through Shared Ownership, see our find our home page

How do I buy more shares in my property?

You can buy more shares in your property through what is called staircasing. Start by buying 10% increments with the theory that one day you can have 100% ownership of your home.

What is staircasing?

Staircasing is the term used to buy more shares in your shared ownership property.

You can buy an additional percentage of your property at any point. Normally the minimum extra percentage you can buy is 10% at a time. Most people try to buy them in larger chunks as there are fees that you have to pay each time, so it can become quite expensive if you just buy 10% at a time. When you have staircased to 100% you will no longer have to pay any rent to the housing association.

For more detailed information read our ‘what is staircasing‘ page.

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