How Does Shared Ownership Work?

At Newlon Living, we create Shared Ownership apartments across North and East London, providing homes for people who live and work locally. If you decide to pursue Shared Ownership with us, you’ll pay for the share you own with a mortgage and pay a subsidised rent to us on the share you don’t own.

If you’re a first-time buyer wanting to purchase a home in London, these are some reasons why Shared Ownership could be the right choice for you.

You’ll Typically Pay a Smaller Deposit

Shared Ownership homes typically require a lower deposit. This is because you pay a deposit based on the market value of the share you are buying. At Newlon Living, we require a 10% deposit on Shared Ownership homes. Minimum shares start at 25-30% depending on the development, but you can initially buy up to 75%.

For example, if you purchase a 25% share for a value of £90,000, you would need to pay a £9,000 deposit.

You Can Increase Your Share

When you purchase a Shared Ownership home, you always have the option to buy more shares until you reach 100%. This process is known as ‘staircasing’. If your financial circumstances change or your income increases, you can ‘staircase’ and purchase more shares in your home. The amount of rent you pay to us will be reduced in

proportion to the share you own. If you reach 100% of the shares, you’ll own your home outright and won’t pay any more rent.

With Shared Ownership, there is no obligation to buy more shares; it simply provides the option and flexibility to do so if you wish.

You’ll Have Your Own Space

Living in a home you don’t share with others, never mind owning your own home, can seem like an impossible feat at times. But Shared Ownership gives you a home to call your own and be the owner of it. You can say goodbye to sharing a house with flatmates once and for all. That’s why Shared Ownership can be the ideal path to homeownership if you’re a single first-time buyer seeking independent living.

It Provides a Permanent Home in the City

While you will still need to ensure that you pay your mortgage and rent on time and adhere to the terms of your lease, Shared Ownership puts you in a less vulnerable position than renting privately. According to City Hall, no-fault evictions in London rose by 52% in the 12 months leading up to the end of March 2024, demonstrating how precarious renting in the capital can be. On the other hand, Shared Ownership allows you to lay down permanent roots while investing in a share of your home. No more moving from rental to rental. Plus, you still have the option to move somewhere else in the future if you wish. You can learn more about Shared Ownership by reading our FAQs. Ready to buy your first home in London? Start your search for a Shared Ownership apartment, including new build and resale homes.

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Let us demystify Shared Ownership and make it as easy to understand as 1,2,3! With a ton of options in London, ranging from modern and luxurious apartments with state of art facilities all the way to beautiful, family houses that are perfect for London commuters, Shared Ownership has it all.

For those who want to be in the centre of it all – Acer Apartments, White City

Feast your eyes on the studio and one bedroom apartments at the Acer Apartments in White City, West London, a mere three minute walk from Westfield Shopping Centre and under a five minute walk from White City tube station. The homes are set within eight acres of parks and gardens, who would have thought possible in central London?! Plus, you’ll have a dedicated concierge, 24-hour security and an amazing community of residents at your finger tips.

Every home at the Acer Apartments has a larger than average (we think so anyway!) balcony that is perfect for alfresco dining for the upcoming warmer weather that overlooks the bright, city lights. With open-plan layouts and floor-to-to-ceiling windows, you will feel right at home If you want to experience the very best of London, a home at The Acer Apartments is your best bet.

With 5% deposits available at Acer Apartments (and across all of the homes mentioned too), you can get on the property ladder sooner than you thought possible and enjoy London living this autumn. Find out more about the Acer Apartments on the Legal & General Affordable Homes website today.

For those who want the perfect mix of city and country – Trent Park, North London

Are you looking for your own personal oasis yet still within commutable distance to central London? Maybe you already call North London home but want your own place to call your own? Or maybe you’re enamoured with the idea of living within a 56-acre estate, within over 400 acres of North London parkland? Whatever your reasoning, a one or two bedroom home at Trent Park truly offers you the best of both worlds.

Every home has generous-sized rooms which are finished to a high specification and are full of natural light, complementing the semi-rural setting of your new home. The clean and fresh décor is additionally offset by charming, historical touches that speak to the amazing heritage of Trent Park. Ready to move straight in, you won’t have to do much to start feeling right at home.

Plus, every home at Trent Park has it’s own private parking spot which is often difficult to find in London. If you are ready to call Trent Park home, get started on your journey with Shared Ownership today.

For those looking to live near the river – East River Wharf, East London

“If we were to privately rent in this area, in London, it would be around £300 to £500 more than what we’re paying now in regard to our service, our rent and our mortgage.” Ben and Lilia, residents of East River Wharf.

Situated in a great location close to Lyle Park and just a short distance from the Thames River, East River Wharf is the perfect location to nestle in. These ultra- modern apartments have been built for contemporary living with spacious rooms in each home, whether a 1, 2 or 3- bedroom.

The community at East River Wharf sits at the heart of this newly created neighbourhood, with local shops nearby, independent stores, tennis courts and restaurants. Plus, you can enjoy a range of amenities, including: spa, cycle storage, fitness studio, swimming pool, state of the arts residents’ gym and concierge and 24- hour estate security services.

With plenty of space to work from home and a private balcony for every apartment, this is the place to call home. Find out more about living at East River Wharf in East London and get on the property ladder today.

Register your interest today

We provide an array of affordable, top quality, modern apartments and houses across England, all of which are available to purchase with Shared Ownership. Start your search by viewing our current properties available.

Or, head to our social media profiles on Instagram and Facebook to ask your property questions. #LandGAH

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Whilst this of course makes London a fantastic place to live and work, it’s also pushed home ownership out of reach for many would-be buyers, with the average home now costing over £705,000 according to Rightmove ^[1].

But don’t give up hope just yet! Even amid the current economic and housing climate, Shared Ownership remains an affordable route to home ownership for those who have otherwise been priced out of the housing market.

Here’s a selection of our Shared Ownership homes in London.

Arc, Wembley

Ideal for first time buyers, Arc offers a choice of one and two bedroom apartments which ooze cosmopolitan charm and urban convenience, with prices starting from £90,000 based on a 25% share. Enjoy the best of 21st century urban living with a choice of shops at the London Designer Outlet, restaurants, and other fantastic entertainment nearby.

Located beside Wembley Stadium overground station, you can arrive at Marylebone in just 9 minutes, or take the tube from Wembley Park and head to central London via the Jubilee or Metropolitan lines and reach Baker Street in 12 minutes*.

Plus, providing a well-needed boost for home buyers, SNG is offering £500 towards legal fees, a £500 Love2shop Voucher, and £500 towards a local gym membership when they reserve at Arc*.

Edgware Parade, Barnet

Located in the vibrant town of Edgware, these newly launched one, two, and three bedroom apartments boast a fantastic selection of eating, shopping and leisure opportunities on their doorstep.

Edgware tube station is just a stone’s throw away, providing great access to everything London has to offer. You’ll be able to reach Camden Town in 21 minutes and London Waterloo in 35 minutes via the Northern line*.

Plus, the London Borough of Barnet is currently undergoing a large regeneration programme, ensuring Edgware will be a highly sought-after, long-term post code to call home.

A 25% share is available from £81,250 for a one bed, £104,375 for a two bed, and £166,875 for a three bed duplex apartment. 

ICON, Barnet

A collection of one and two bedroom apartments located to the south of Burnt Oak station in the London Borough of Barnet.

Just a short walk from Burnt Oak Broadway and Silk Stream Park, residents at ICON will be part of a vibrant community with a fantastic variety of shops, schools, dental and doctor surgeries, places to worship and open green spaces.

Burnt Oak station offers regular services into Central London on the Northern line, so you’ll always be close to a wealth of retail, employment and leisure opportunities. Prices start from £81,250 based on a 25% share.

To find out more about our Shared Ownership homes across London and the home counties visit sng.org.uk

*Terms and conditions apply. Pricing and incentive information correct at time of publication. Travel times are taken from google.co.uk/maps and are approximate only.

[1] https://www.rightmove.co.uk/house-prices-in-London.html

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For Londoners set on finding their home firmly within the M25, there’s another option: Shared Ownership. A government-backed scheme helping first-time buyers take their first step onto the property ladder, Shared Ownership allows you to purchase a share in a property (usually between 25% and 75%) and pay rent on the remaining portion. As you will only pay a deposit on the share you are purchasing, deposits are usually much lower compared to when buying on the open market.

Over time, you can buy additional shares as your financial situation improves, eventually owning your home outright, through the process of staircasing. L&Q has Shared Ownership homes in every corner of the capital, suiting the needs of Londoners far and wide.

L&Q at Clarendon is a great choice for those looking to settle in the north of the capital. Located in the London Borough of Haringey, L&Q at Clarendon offers one-, two- and three-bedroom homes through Shared Ownership. The development is part of a growing new residential neighbourhood forming part of the Haringey Heartlands Regeneration scheme and is close to a range of desirable amenities. Pricing for homes currently available starts from £84,374 for a 25% share of a one-bedroom apartment (FMV: £337,500).

For those set on life in east, Barking Riverside is a landmark neighbourhood for the capital, bringing new homes alongside an array of social infrastructure to the area. Offering a brand-new collection of one- and two-bedroom Shared Ownership homes, the development is a joint venture between L&Q and the Mayor of London, set alongside 2km of River Thames frontage. With pricing starting from £65,625 for a 25% of a one-bedroom apartment (FMV: £262,500), Barking Riverside provides an affordable route onto the London property ladder.

South of the river, Addiscombe Oaks in fashionable Croydon offers a collection of two- and three-bedroom Shared Ownership apartments, located just moments from East Croydon Station. With excellent transport connections to London Bridge, Gatwick Airport, and Brighton, residents benefit from a prime location with fast links to the city and beyond. The development features stylish, modern homes, each with private outdoor space and access to communal gardens, perfect for all types of buyers. Current Shared Ownership prices start from £109,375 for a 25% share of a two-bedroom apartment (FMV: £437,500).

In the west of the capital is Kew Bridge Rise – a brand-new development on the border of Chiswick and Brentford. A joint venture between L&Q and The Hill Group, Kew Bridge Rise offers one- and two-bedroom Shared Ownership homes as well as impressive resident-only facilities, including a gym, a co-working space, and an in-house concierge. Homes are currently available to those who already live or work in the London Borough of Hounslow, before opening up to other areas later this year. Pricing for Kew Bridge Rise starts from £107,500 for a 25% share of a one-bedroom apartment (FMV: £430,000).

For those looking to live away from the hustle and bustle of the city, but still wanting a fast commute into the capital, The Arbour is a thriving neighbourhood within the popular Beaulieu development in Chelmsford. Ideal for growing families, The Arbour features an impressive array of onsite amenities, green spaces and transport links. A brand-new collection of Shared Ownership homes is coming soon

to The Arbour – prospective buyers can their register interest on our website to be kept up to date with the release. Discover your options with L&Q today. Visit: lqhomes.com

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Purchasing a home is seen as a natural ‘life milestone’ akin to marriage or starting a family. Worryingly, shocks to the property market and the economy in recent years have made it harder for future first time buyers to get onto the property ladder. In fact, new data reveals that first time buyers made up the lowest proportion of mortgage searches this year, equating to just 16% of all buyers seeking a mortgage.

But the tide is turning. Help is out there for struggling first time buyers who want to own their own home, but aren’t sure whether they can afford it. With more than a quarter of a million shared ownership homes already built in England,1 this scheme is a vital solution to the crisis of affordability that would-be homeowners are facing.

Shared ownership allows buyers to purchase a percentage share of a new home, typically between 25%-75%, but sometimes as low as 10%. They would typically secure a mortgage on the part that they own, while paying a below-market-rate rent on the remaining percentage. This means that lower-income buyers who might struggle to borrow enough to secure an adequate mortgage can purchase a home that previously would have been out of reach.

In fact, new research reveals that the average household income for a shared ownership buyer is £32,2002 – just below the average UK salary of £35,880.3 Shared ownership was created to help average earners at a time when salaries just cannot keep up with house prices.

For renters, low earners, and anyone struggling to save, buying a home with shared ownership doesn’t require a huge deposit. In fact, using shared ownership can also cut down the size of your deposit, as it only requires buyers to put down a deposit as low 5% of the share that they are buying.

This means that for a property worth £300,000, in order to purchase a 25% share (worth £75,000) a buyer would only need to put down a 5% deposit of just £3,750. This figure is magnitudes smaller compared to purchasing a home outright.

There is a misconception that shared ownership is a scheme for Londoners and people living in cities. However, this could not be further from the truth. People everywhere struggle to afford their own home, and the spread of shared ownership homes reflects this growing need – in fact, 77% of all new shared ownership homes are built outside of London.4 Furthermore, data from Homes England indicates that nearly three quarters of these shared ownership homes are houses or bungalows – though of course there are plenty of apartments available too.

Shared ownership is a crucial component of the engine that drives the housing market. Without it, thousands of first time buyers would not have had the opportunity to buy their first home. To

find out if shared ownership could be the right solution for you, then please visit www.sharedownership.co.uk

SO Resi has a number of developments available with shared ownership, but within and outside of London.

SO Resi Whetstone

A selection of apartments located in North London, our SO Resi Whetsone development offers balconies and terraces to each apartment, while every home has access to a central courtyard with seating and plenty of space to socialise or unwind. A number of shops, restaurants, and Totteridge & Whetstone Tube Station are all within walking distance.

Prices start from £100,000 for a 25% share of a one-bedroom apartment (full market value £400,000), which can be secured with a five per cent deposit of just £5,000.

SO Resi Oxshott

Just a handful of homes remain at SO Resi Oxshott, set in one of Surrey’s most sought-after locations. The development is surrounded by the woodlands and parkland of Princes Coverts, a paradise for walkers, runners and cyclists.

Prices start from £106,875 for a 25% share of a two-bedroom apartment (full market value is £427,500).

Link for sales: https://soresi.co.uk/find-a-property/so-resi-oxshott

SO Resi Hendon Waterside

Forming part of the wider Hendon Waterside development, this collection of shared ownership homes is situated next to the scenic Welsh Harp reservoir, a Site of Special Scientific Interest, where residents can enjoy exploring the surrounding woods, trails and footpaths. Available here is 42 studio, one and two bedroom apartments, and two and three-bedroom duplex homes. Prices start from £84,375 (5% deposits from £4,219)

https://soresi.co.uk/find-a-property/hendon-waterside/

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Nearly four years since they moved in, we caught up with Peabody New Homes’ residents Josephine, who purchased at Motion in East London, and Mary, who lives south of the river at Thamesmead…

Why did you decide to buy somewhere rather than rent?

Josephine: “If I were to rent a one bed in this area I would be paying almost double what I am now, so for me it was a no brainer.”

Mary: “Originally, I was looking to rent, with a view to buying at some point after that. Friends of mine had purchased through the Help to Buy scheme but I knew it would be unlikely for me to save the level of deposit required. I was really surprised when I discovered that I could afford to buy my own home with a deposit of just £10,000.”

How has becoming a homeowner been?

Mary: “Life has changed for me, I am more independent, more mature. I am more appreciative of life and being a homeowner has made me more financially disciplined.”

Josephine: “The new responsibility felt dauting at first but I adjusted to the changes really quickly and much prefer it. Knowing I have money going aside into an investment rather than renting and paying off someone else’s mortgage is a huge relief. It offers more security, as no one can ask me to move out and I don’t have the stress of trying to find new flatmates. Shared Ownership has enabled me to do this alone, something I feel really proud of!”

What is it like living on your own?

Josephine: “I have freedom now, I can have guests round whenever I like, I never have to check if the kitchen will be free and I now get to see my parents on a monthly basis as they have room to stay with me!” I absolutely love living alone, I talk all day for a living, so it’s nice to come home to the peace and quiet, be able to chill and know there is no mess, it’s the same as it was when I left for work in the morning – it gives me a chance to decompress.”

Mary: “When I started my search, I was planning to live with my sister but ended up buying on my own, surprisingly, a 2-bedroom apartment was achievable for me and has given me more space, an additional bedroom and freedom.”

Is there a nice feel to the development you live at?

Mary: “We have a neighbours’ WhatsApp group which is helpful and everyone is friendly. I get on really well with my neighbours, who I now consider friends; we go for dog walks, have dinner and drinks together, it’s really sociable here.”

Josephine: “The communal garden is a great space and it’s so nice to see and hear children playing outside. If I am not on my balcony, I tend to spend the majority of my time on the roof terrace. It’s massive, we have drinks up there and even hosted a Jubilee rooftop party. In fact, I forged a friendship with one of my neighbours through our shared love of the roof terrace! Everyone here is really friendly.”

Has anything changed since you’ve moved in?

Josephine: “Peabody maintain the development really well. The concierge is fantastic, the whole place is super clean and tidy and is cleaned on a weekly basis. I literally have no complaints!”

Mary: “The Reach looks pretty much the same as when I moved in, it’s well maintained and any problems I’ve had have been resolved quickly.”

Would you recommend Shared Ownership?

Mary: “If you are interested in buying and you are a First Time Buyer, or looking to do this alone with a low deposit, then Shared Ownership is a fantastic opportunity to step onto the property ladder. You don’t need a huge amount of money, it’s a stepping stone you can achieve on your own, you can grow your equity and have a place to call home for a long period of time. There is a lack of understanding around it, a lack of education; Shared Ownership offers great potential and I think more people should know about it!”

Josephine: “Shared Ownership needs more exposure, it needs to be explained more. I didn’t meet the affordability criteria and I thought that was it – game over. However, Peabody New Homes were able to help as I had a bigger deposit than required which made it achievable. So it works for both those with a low deposit and those who have a little more funds available.”

How have you personalised your space?

Mary: “Pops of colour are key! I have plants everywhere (too many perhaps), I even bought a bright sofa to match the kitchen units. Buying a 2-bedroom apartment was a good idea as I work solely from home and can maintain a separation from work life and home life as I have a dedicated space for my business.”

Josephine: “I did most things straight away, I added colour and plants. Personally, I like to keep my spaces fairly clutter free.”

What makes you smile when you think about your homeownership journey?

Mary: “The fact it is mine, just the way I like it. It’s set up how I like it and is a representation of me. On nights out I can’t wait to come home, to my own space and peace!”

Josephine: “I am proud of my home, it’s mine and I worked hard and saved for it. It feels like an achievement when I walk inside everyday knowing I made this happen!”

Where to find Shared Ownership properties

At Peabody New Homes, we develop a range of Shared Ownership homes across London and the Home Counties. With a mission to create great places where people can flourish, we believe that a home is more than just a place to live.

Explore our collection of homes with deposits starting from as low as £11,750* at peabodynewhomes.co.uk.

*T&Cs apply – see development pages for T&Cs and details, accurate as of August 2024

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However, if you’re unfamiliar with the Shared Ownership buying process you may want to find out more about the different stages and what happens throughout.

How to check if you’re eligible for Shared Ownership

Firstly, in order to be considered eligible for the Shared Ownership scheme, you’ll need to have a household income of £80,000 a year or less (£90,000 or less per year in London) and not be able to afford the full deposit and mortgage repayments for a home that meets your needs.

Providing you meet the full Shared Ownership eligibility requirements, Places for People can put you in touch with one of their independent financial advisors, all of whom are Shared Ownership specialists.

How to know if you can afford a Shared Ownership property

In order to qualify for a property through the scheme, you’ll need to undertake an affordability assessment. This is carried out by the independent financial advisor and approved by the Homes and Communities Agency (HCA), to guide you on the right share level to purchase based on your current earnings and income.

You’ll also need to provide a deposit, usually between 5% and 10% of the share in the home that you are buying. Other costs include conveyancing, legal fees, Stamp Duty (when applicable), moving costs, and potentially mortgage broker fees.

The Shared Ownership application process

Once you have found a Shared Ownership property or development that you’re interested in, you should reach out to the developer to start the application process.

If you decide to buy new with Places for People, you can contact our sales advisors directly, who will be happy to answer any questions you may have, or book you in for an appointment to discuss next steps.

Once some checks have been done to make sure you are eligible and can afford the home, you can then officially apply and reserve your new home.

Getting a mortgage for Shared Ownership

Unless you’re a cash buyer, you’ll need to take out a mortgage to pay for the shares in the home that you are buying, minus your deposit.

As you’re only purchasing part of the property, this type of mortgage is different to standard mortgages. But just like any mortgage, you’ll need to be able to show that you can afford the monthly repayments and you will need to have a good credit history.

Why not read more about How to get a mortgage for Shared Ownership? 

The Shared Ownership conveyancing process

Alongside getting a mortgage, the legal work involved in buying a home needs to be done. You’ll need a conveyancing solicitor to do this on your behalf.

With Shared Ownership, this involves the legal side of transferring ownership of the home and includes checks being run on both the property purchase and the lease for the portion of the property that you are renting.

Once contracts have been exchanged you can look forward to a completion day being agreed – the day when the mortgage lender sends the funds across, and you get the keys to your new home!

Places for People’s Shared Ownership Conveyancing Guide takes you through this process step by step.

How long does the Shared Ownership process take?

The length of time it takes to buy a Shared Ownership property can vary, however, it’s common for the whole process, from acceptance of your application for a property to getting the keys, to take somewhere around one to two months (if the property is ready).

If there’s still building work that needs to be finished on a new-build property, the timeline can be longer, but the developer should be able to advise you on this before you start the Shared Ownership buying process.

Step onto the property ladder today

Hopefully, you now have a much better understanding of the Shared Ownership process. Although when you buy with Places for People, you can be confident that help will always be at hand from our expert team.

Why not start the search for your brand-new home?

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With over 40 years’ experience in building and managing high quality homes and vibrant, sustainable communities, NHG Homes supports residents all the way through the buying process and beyond.

In recent research conducted by NHG Homes – in partnership with Opinium – four in five London renters said they were optimistic about getting on the property ladder over the coming years. It’s evident Londoners are still eager to put down roots in the city, as 90% of respondents indicated that they want to buy a home in the capital.

However, for many, the deposit needed for a quality home is out of reach, as the average amount held is £22,963 – lower than what would be required to buy on the open market in London.

This challenge is even more prevalent for those looking to buy on their own. Of those surveyed, under a half said they were hoping to purchase solo in the coming years, while a third of those planning to buy with another person said it was because they couldn’t afford to buy alone.

The Shared Ownership scheme – where buyers part own and part rent a home – gives Londoners the opportunity to put down roots in popular, sought after locations with lower deposits than are required on the open market

Srekanth (27), who bought a two-bedroom apartment on his own at NHG Homes’ Lampton Parkside development in 2023, described the scheme as a “blessing”, saying that “without it, I wouldn’t have my own home right now.” Srekanth was looking for a space to make his own, where he could host family and friends close to green outdoor space and in a convenient location: Shared Ownership at Lampton Parkside was the solution.

At the west London development, estimated monthly costs for a one-bedroom apartment are £1,174 based on purchasing a 25% share, with a 10% deposit of only £8,313. By comparison, purchasing the same property on the open market in the area would require a 10% deposit amount of £33,250.

With rents in the capital rising at record pace, the costs associated with Shared Ownership are often cheaper than renting in some postcodes. At The Perfume Factory in North Acton, estimated monthly costs for a one-bedroom home are £1,397 including rent, service charge and mortgage payments, while average rent for a similar property in the area is £1,650 per month.

Austin Winton who purchased a 25% share of a two-bedroom flat at The Perfume Factory, commented: “When I was in Clapham, I was stuck in the trap of paying sky high rents every month and not being able to put any money aside to buy.” Austin moved back into his family home in west London to help save money, before discovering The Perfume Factory.

“Shared Ownership helped me get my foot on the property ladder. After speaking to my dad he agreed it was a wise investment decision and gifted me the amount needed for a deposit, allowing me to make that first step and become a home owner.”

With Shared Ownership, NHG Homes is offering buyers a way to put down roots in the city they love.

For further information, visit nhghomes.com or speak to the sales team on 02037333571

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City Vibrancy

Perfect for Londoners seeking a stylish and convenient home within easy reach of the capital, Eastman Village in Harrow offers a selection of one-bedroom apartments on the historic site of the iconic Kodak factory. With prices starting at just £86,250 for a 25% share, and a minimum deposit of £8,625, you can secure an impressive home complete with a private balcony or terrace. Each apartment boasts high specifications, including modern kitchen units with integrated appliances and quality flooring throughout.

Communal podium gardens provide an additional welcome space to relax and unwind and the already-established Eastman Village community will continue to grow over the coming months and years. Planned on-site amenities include a residents’ gym, a supermarket, café and a restaurant, ensuring that residents have plenty to enjoy on their doorstep. For commuters, direct rail services from Harrow & Wealdstone station (Zone 5) can reach Euston in 14 minutes, while Underground trains run to Paddington in 29 minutes and Oxford Circus in 37 minutes on the Bakerloo Line.

Commutable to London St Pancras in just 55 minutes and offering its own form of city living, Riverside Square in Canterbury offers a unique location which fuses historic charm and contemporary convenience. Nestled near the vibrant Canterbury city centre, The Riverside offers residents the best of both worlds: the excitement of city living and the tranquillity of beautifully landscaped communal gardens overlooking the River Stour. As part of a £115 million mixed-use leisure quarter, this new development promises a dynamic lifestyle with everything you need right at your doorstep.

A bustling city, Canterbury is known for its stunning and historically important cathedral, it’s appealing riverside setting and its sought-after community. The shared ownership homes comprise three-bedroom houses, one-bedroom apartments, two-bedroom apartments and three-bedroom apartments, catering to a wide range of buyers’ needs. Positioned close to Canterbury West station, residents here will be living in a vibrant, new pedestrianised

neighbourhood with a wealth of cafés, bars and restaurants and five-screen Curzon cinema on their doorstep.

Countryside Tranquillity

Radiating charm and set amidst the stunning surroundings of the Stammer Park Nature Reserve, yet within easy reach of Brighton’s coastal heart, homes at Bluebell Heights comprise a collection of one-, two- and three-bedroom apartments, all ready to move into.

Each home offers buyers their own outdoor space, with a number of apartments celebrating the incredible views over Coldean and the South Downs from their own private balconies. Allocated parking and an environment designed with family life in mind, in the heart of natural surroundings, there is a brand-new children’s play area a stone’s throw away from the new homes and residents will find an abundance of activities close by. These include sports and events in nearby Preston Park, Brighton’s largest urban park, hikes over the Downs and golf at Hollingbury Golf Club.

The design and architecture of Bluebell Heights has been crafted taking careful consideration of the beautiful natural setting, ensuring the homes feel connected to nature and the existing community of Coldean. One-bedroom apartments here start from £66,875 (based on a 25% share and full market value of £267,500), requiring a minimum deposit of £6,688.

Coastal Charm

Shoreham on Sea is the home of Hyde’s up and coming development, Kingston Wharf. Close to the delights of Brighton and in a spectacular position, overlooking the Adur River, on the Sussex coast, this charming seaside town has its own lively amenities and unique, eclectic identity. Framed by the River Adur, with a beautiful backdrop of the South Downs and a boardwalk which runs along large swathes of beaches, Kingston Wharf’s setting puts residents in the centre of a spirited community. Ideal for modern living, with homes defined by functionality and Hyde’s signature quality, the two- and three-bedroom homes here feature private balconies or terraces, access to electric car charging points and parking, and will be available to view from January 2025. As well as the scenic surroundings, residents here will also benefit from direct trains to London and schools within close proximity for families.

Whether you crave the hustle and bustle of urban life, the serene pace of a rural village, or something in between, our homes aren’t just places to live; they are environments where you can grow, thrive, and be part of a community. Offering an affordable route for buyers, each setting offers homes available to buy with low deposits and a diverse range of homes to choose from.

For those interested in finding out more about these homes or to book an appointment at our one of our show homes, please email info@hydenewhomes.co.uk, or call 0345 606 1221 for further details. You can also visit www.hydenewhomes.co.uk.

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